Security tips

Here are our Top 10 Tips for NFU Mutual customers to secure their vehicles against theft. 

1. Install a Thatcham-Approved Tracker

Invest in an insurance-approved GPS tracker, especially for high-value, commercial, or agricultural vehicles. S5 or S7 Thatcham-rated systems offer real-time tracking and may qualify for premium reductions.

2. Use Physical Deterrents

Simple but effective: use steering wheel locks, gearstick locks, and wheel clamps. These act as visible deterrents, making thieves think twice, especially with older vehicles lacking factory security.

3. Always Lock the Vehicle — Even for Short Stops

Whether at a petrol station or on private land, never leave the vehicle unattended and unlocked. Opportunistic theft happens in seconds, particularly in rural and agricultural settings.

4. Keep Keys Secure

Avoid leaving keys near doors or windows where they can be accessed with signal relays or hooks. Consider a signal-blocking pouch (Faraday bag) for keyless entry systems to block relay attacks.

5. Park Smart

Choose well-lit, busy areas with CCTV where possible. For home parking, use gated driveways, security lights, or lockable garages. For farms or yards, use lockable barns or fenced compounds.

6. Install Immobilisers or Kill Switches

Modern immobilisers or hidden kill switches can prevent the vehicle from being started without proper authorisation — especially useful for older vehicles or agricultural machinery.

7. Fit Alarm Systems

Alarms can deter theft attempts and attract attention quickly. Ensure your alarm is professionally installed and approved by your insurer.

8. Use Geofencing and Alerts

Advanced tracking systems allow you to set virtual boundaries. If the vehicle moves outside a designated zone, you'll receive an alert. This is valuable for both fleets and remote/agricultural use.

9. Don’t Leave Valuables or Tools in the Vehicle

Tools, tech, and personal items left in view increase the risk of a break-in. Remove them when possible or lock them in secure storage boxes within the vehicle.

10. Keep Security Up to Date

Regularly update tracking and alarm software, check batteries in standalone devices, and review your insurer’s latest security recommendations — especially if your use of the vehicle changes.